Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.

# Summary of HJRES 92 **What This Bill Would Do** This bill is a "disapproval resolution," a tool Congress uses to reject rules created by federal agencies. If passed, it would overturn a rule issued by the Office of the Comptroller of the Currency (OCC), a Treasury Department agency that regulates national banks. The rule in question deals with how the OCC reviews applications when banks want to merge with other banks. **Who It Affects** The bill would primarily affect banks seeking to merge, the OCC's regulatory process, and potentially banking competition and consumer protections.

The specific impacts depend on what the OCC's rule changes—for example, whether it makes mergers easier or harder to approve, which could affect both the banking industry and customers. **Current Status** The bill was introduced by Representative Andy Barr (R-KY) and is currently in committee, meaning it has not yet been debated or voted on by the full House. This is an early stage in the legislative process, and many bills at this stage do not advance further.