Disaster Resiliency and Coverage Act of 2025

# Disaster Resiliency and Coverage Act of 2025 - Summary **What the Bill Does:** HR 1105, the Disaster Resiliency and Coverage Act of 2025, is a proposed law currently being reviewed in congressional committee. While specific details about its provisions aren't available in the information provided, the bill's title suggests it would focus on improving how the country prepares for and responds to disasters, as well as ensuring adequate insurance coverage for people and communities affected by natural disasters. **Who It Affects:** This bill would likely impact homeowners, renters, and businesses in disaster-prone areas, insurance companies, and federal disaster relief programs.

States and communities that experience hurricanes, wildfires, floods, and other natural disasters would be key stakeholders affected by any changes to disaster preparedness or insurance requirements. **Current Status:** The bill was introduced by Representative Mike Thompson (D-California) in the 119th Congress and is currently in committee review, meaning it has not yet been debated or voted on by the full House of Representatives. At this stage, the specific provisions of the bill have not been made publicly available, so interested parties should monitor Congress.gov for updates as the bill moves through the legislative process.