Direct Medical Care Freedom Act of 2025

# Direct Medical Care Freedom Act of 2025 - Summary **What the Bill Would Do:** The Direct Medical Care Freedom Act of 2025 would allow patients to pay doctors directly for medical services without involving insurance companies. It aims to create a legal framework where patients and healthcare providers can establish direct payment relationships, potentially reducing costs and administrative overhead. The bill focuses on enabling "direct primary care" arrangements, where patients typically pay a monthly fee directly to their doctor for care. **Who It Affects:** This legislation would primarily affect patients seeking primary care services, individual doctors and small medical practices, and insurance companies.

It could change how people access routine medical care and potentially reduce the role of health insurance in covering primary care visits. Employers and insurance providers would also be impacted if significant numbers of patients shift to direct payment models. **Current Status:** HR 1140 was introduced by Representative Chip Roy (R-TX) in the 119th Congress and is currently in committee, meaning it has not yet been debated or voted on by the full House of Representatives. At this stage, the bill has not advanced further in the legislative process.