Increasing Access to Dental Insurance Act

# Increasing Access to Dental Insurance Act (HR 1397) - Summary **What the Bill Would Do:** This bill would allow people to buy dental insurance separately on the health insurance marketplace (Healthcare.gov), without being required to purchase a regular health insurance plan at the same time. Currently, dental coverage on these exchanges is typically bundled with or dependent on buying a qualified health plan. If passed, this would give consumers more flexibility to purchase only dental coverage if that's all they need. **Who It Affects:** The bill primarily affects uninsured individuals and those shopping for coverage on health insurance exchanges.

It could help people who want dental insurance but may not need or want comprehensive medical coverage, potentially making dental care more accessible and affordable for some consumers. It could also benefit those who get their medical insurance through an employer but need a separate dental plan. **Current Status:** The bill is currently in committee and has not yet been voted on by Congress. As of now, it remains in the legislative process.