Keep Your Coins Act of 2025

# Keep Your Coins Act of 2025 Summary **What the Bill Does:** The Keep Your Coins Act would prevent federal agencies from restricting how people use cryptocurrency (digital money like Bitcoin) for personal use or transactions. Specifically, it would protect people's right to use "self-hosted wallets"—digital accounts that individuals control directly rather than through a bank or company. The bill aims to limit government authority to regulate or block private cryptocurrency use. **Who It Affects:** This bill would primarily affect cryptocurrency users and investors who want to maintain control over their digital assets without government interference.

It could also impact federal agencies that currently oversee financial regulations, including the Treasury Department and financial regulators who work to prevent illegal activities like money laundering. **Current Status:** The bill was introduced in the House of Representatives in January 2025 by Representative Warren Davidson (R-OH) and is currently in committee, meaning it hasn't yet been debated or voted on by the full House. No action has been taken at this time.