DOC Access Act of 2025

# DOC Access Act of 2025 Summary **What the bill would do:** The DOC Access Act would limit how private health insurance companies can control costs for dental and vision care. Specifically, it would prevent insurers from setting their own rates for services provided by dentists and optometrists—except for basic dental cleanings—unless the insurance plan actually pays a substantial portion of those costs. The bill would also require insurers to get a dentist's or optometrist's approval before renewing limited dental or vision coverage agreements beyond two years, and would prohibit insurers from forcing these doctors to use specific laboratories or suppliers. **Who it affects:** This bill primarily affects dentists, optometrists, and their patients.

It could impact private health insurance companies and employers who offer dental and vision benefits to their workers. Patients might see changes in their coverage options and how much they pay out-of-pocket for these services. **Current status:** The bill was introduced by Representative Buddy Carter (R-GA) in the 119th Congress and is currently in committee, meaning it has not yet been debated or voted on by the full House of Representatives. The bill would not override existing state insurance laws.