FEMA Temporary Housing Assistance Improvement Act
FEMA Temporary Housing Assistance Improvement Act
Plain Language Summary
# FEMA Temporary Housing Assistance Improvement Act - Summary **What the Bill Would Do** This bill would change how FEMA provides temporary housing assistance after disasters. Currently, FEMA can deny temporary housing help to people who have insurance that covers housing costs, to avoid paying for something insurance should cover. This bill would remove that requirement, allowing FEMA to provide temporary housing assistance regardless of whether someone has insurance or what that insurance covers. **Who It Affects and Key Details** The bill would primarily benefit disaster survivors who have insurance but still need immediate temporary housing while their homes are being repaired or rebuilt.
It would affect FEMA's decision-making process by eliminating the need to verify insurance coverage before approving temporary housing assistance. The rationale is that this streamlines the process and ensures people displaced by disasters can get housing help more quickly, without having to wait for insurance determinations or coordination. **Current Status** The bill is currently in committee (HR 2535 in the 119th Congress), sponsored by Representative Julia Brownley (D-California). It has not yet been voted on by the full House or advanced further in the legislative process.
CRS Official Summary
FEMA Temporary Housing Assistance Improvement ActThis bill enables individuals or households to receive temporary housing assistance from the Federal Emergency Management Agency (FEMA) following a disaster (i.e., funds for renting housing or housing provided by FEMA) regardless of the recipient’s insurance status.Under current law, in determining whether an individual or household is eligible for temporary housing assistance, FEMA generally must determine whether the applicant has insurance that will cover those same expenses, to avoid a duplication of benefits. The bill prohibits FEMA from considering insurance a duplication of benefits when determining an individual or household’s eligibility for temporary housing assistance, removing the need for FEMA to determine insurance coverage prior to providing the assistance.
Latest Action
Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.