Capping Prescription Costs Act of 2025

# Capping Prescription Costs Act of 2025 - Summary **What the Bill Would Do** This bill aims to lower prescription drug costs for American consumers by capping how much patients have to pay out-of-pocket for medications. The legislation would place limits on copayments and coinsurance (the percentage of drug costs patients must cover), making prescription drugs more affordable for people with insurance coverage. By reducing the financial burden of medications, the bill intends to help patients better afford necessary treatments and manage chronic health conditions. **Who It Affects** The bill primarily affects people with health insurance who currently struggle with high prescription drug costs.

It would also impact pharmaceutical companies, insurance companies, and healthcare providers, though regulations would apply specifically to patient cost-sharing rather than drug prices themselves. **Current Status** As of now, HR 2553 is in committee, meaning it's still in the early stages of the legislative process and has not yet been debated or voted on by the full House of Representatives. The bill was introduced by Representative Steven Horsford (D-Nevada) in the 119th Congress.