Staged Accident Fraud Prevention Act of 2025

# Staged Accident Fraud Prevention Act of 2025 Summary **What the bill would do:** This bill would make it a federal crime to intentionally cause a collision with a commercial motor vehicle (like a truck or delivery vehicle) as part of a fraud scheme. Currently, staged accidents are typically prosecuted under state laws. The bill would create federal penalties including fines and prison sentences of up to 20 years.

If the staged accident results in serious injury or death, the minimum prison sentence would be 20 years. **Who it affects:** The bill primarily targets people who deliberately cause accidents with commercial vehicles to commit insurance fraud or other crimes. It also indirectly affects insurance companies, trucking companies, and the general public by attempting to reduce fraud-related costs and safety risks. **Current status:** The bill is currently in committee (HR 2662, introduced by Representative Mike Collins of Georgia in the 119th Congress), meaning it has not yet been voted on by the full House of Representatives and has not become law.