Health Savings and Affordability for Fertility Act

# Health Savings and Affordability for Fertility Act (HR 3091) Summary **What the Bill Would Do** This bill aims to make fertility treatments more affordable by allowing people to use Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs)—tax-advantaged savings accounts typically used for medical expenses—to pay for fertility services and related treatments. Currently, these accounts have limited coverage for fertility care. If passed, the bill would expand what expenses can be paid with pre-tax dollars, potentially reducing out-of-pocket costs for procedures like IVF, egg freezing, and other fertility treatments. **Who It Affects** The bill primarily affects individuals and couples seeking fertility treatments, as well as insurance companies and employers who offer health savings plans.

People struggling with infertility, those delaying childbearing for personal reasons, and anyone considering fertility preservation would benefit from lower treatment costs through expanded tax-advantaged savings options. **Current Status** As of now, HR 3091 is in committee, meaning it has been introduced but has not yet advanced to a full vote in the House of Representatives. The bill was sponsored by Representative Lauren Underwood (D-Illinois).