Health Coverage for IVF Act of 2025

# Health Coverage for IVF Act of 2025 - Summary **What the Bill Would Do:** This bill would require health insurance plans to cover in vitro fertilization (IVF) and related fertility treatments. If passed, it would establish a federal mandate ensuring that most health insurance policies include coverage for IVF procedures, medications, and other assisted reproductive technologies without cost-sharing requirements (meaning no copays or deductibles for these services). **Who It Affects:** The bill would primarily affect people seeking fertility treatments, as well as health insurance companies and employers who provide health plans. It would apply to most private health insurance plans offered in the United States. **Current Status:** As of now, the bill is in committee, meaning it has been introduced but has not yet been debated or voted on by the full House of Representatives.

It was sponsored by Representative Lauren Underwood (D-IL) and would need to pass committee review, a House floor vote, Senate approval, and presidential signature to become law. The bill has not yet advanced to a vote.