Flood Insurance Transparency Act of 2025

# Flood Insurance Transparency Act of 2025 Summary **What the Bill Does** The Flood Insurance Transparency Act of 2025 would require greater transparency and disclosure requirements for the National Flood Insurance Program (NFIP), which is the federal government's main flood insurance provider. While specific details aren't available in the current filing, bills with this title typically aim to make flood insurance costs, coverage details, and policy information clearer and more accessible to homeowners and the public. **Who It Affects** This legislation would primarily impact homeowners and property owners who carry flood insurance through the federal program, as well as lenders who require borrowers in flood-prone areas to maintain coverage. It could also affect insurance companies that work with the NFIP and state insurance regulators. **Current Status** The bill is currently in committee, meaning it has been introduced but has not yet been debated or voted on by the full House.

As a newly filed bill in the 119th Congress, it remains in the early stages of the legislative process. The bill was introduced by Representative W. Gregory Steube, a Republican from Florida.