A bill to extend the National Flood Insurance Program through December 31, 2026.

# Summary of S 1015: National Flood Insurance Program Extension **What the Bill Would Do** This bill would extend the National Flood Insurance Program (NFIP) through the end of 2026. The NFIP is a federal program that provides flood insurance to property owners in participating communities, since standard homeowners insurance typically doesn't cover flood damage. Without this extension, the program would expire before that date, potentially leaving millions of Americans without access to federal flood coverage. **Who It Affects and Current Status** The bill directly affects homeowners, renters, and businesses in flood-prone areas across the country who rely on NFIP for insurance coverage.

It also impacts communities that participate in the program and insurance companies involved in administering it. As of now, the bill is in committee, meaning it's still in the early legislative stage and hasn't been voted on by the full Senate. The bill was introduced by Senator Bill Cassidy (R-LA), a Republican from Louisiana, a state frequently affected by hurricanes and flooding.