Whole-Home Repairs Act of 2025

# Whole-Home Repairs Act of 2025 Summary **What the Bill Would Do:** The Whole-Home Repairs Act of 2025 would create a federal program to help low- and moderate-income homeowners pay for comprehensive home repairs and improvements. Rather than focusing on individual problems, the bill would fund "whole-home" repairs—addressing multiple issues in a single project, such as fixing roofs, improving energy efficiency, updating plumbing and electrical systems, and making homes safer and more livable. **Who It Affects:** The primary beneficiaries would be lower-income homeowners who struggle to afford necessary repairs. The bill would also affect landlords and rental properties, based on its subject areas.

State and local governments would likely play a role in administering the program through federal grants or loans. **Key Provisions and Current Status:** While specific funding amounts and program details are not detailed in the summary provided, the bill involves government lending and loan guarantees for housing repairs, as well as federal funding for community development. The bill is currently in committee, meaning it has been introduced but has not yet been debated or voted on by the full Senate. Sponsor Senator John Fetterman (D-PA) would need to build support to move it forward in the legislative process.