Ending Administrative Garnishment Act of 2025

# Ending Administrative Garnishment Act of 2025 - Summary **What It Would Do** This bill would restrict the federal government's ability to take money directly from people's paychecks or bank accounts without going to court first—a practice called "administrative garnishment." Currently, federal agencies can garnish wages for certain debts (like unpaid student loans, taxes, or child support) without a court order. This bill would require agencies to obtain a court judgment before garnishing someone's wages in most cases, giving people a chance to challenge the debt in court before losing their income. **Who It Affects** The bill primarily affects individuals with outstanding federal debts and the federal agencies that collect them (such as the Department of Education for student loans and the IRS for taxes). It could also impact state and local agencies that work with the federal government on debt collection, as well as employers who process wage garnishments. **Current Status** As of now, the bill (S 1764) is in committee and has not been voted on by the full Senate.

It was introduced by Senator Cory Booker (D-NJ) in the 119th Congress. No major updates on progress toward passage are currently available.