Bills/S. 2449

Recovery of Stolen Checks Act

Recovery of Stolen Checks Act

In CommitteeEconomySenateSenate Bill · 119th Congress
Bill Progress · Senate
Introduced
Committee
Passed House
Passed Senate
Passed Both
Signed

Plain Language Summary

# Recovery of Stolen Checks Act Summary **What It Does** This bill would change how the federal government replaces lost or stolen tax refund checks. Currently, if your tax refund check gets lost or stolen, the IRS sends you a replacement—but it's also a paper check. This bill would let eligible taxpayers choose to receive their replacement refund through direct deposit (electronically transferred to a bank account) instead of getting another paper check. **Who It Affects** The bill primarily affects taxpayers whose refund checks have been lost or stolen.

It gives them more flexibility in how they receive their replacement money, which could be faster and more secure than waiting for a replacement check in the mail. **Current Status** The bill was introduced by Senator Marsha Blackburn (R-TN) in the 119th Congress and is currently in committee, meaning it hasn't been voted on by the full Senate yet. No vote has been scheduled.

CRS Official Summary

Recovery of Stolen Checks ActThis bill requires the Department of the Treasury to establish procedures that allow an eligible taxpayer to elect to receive by direct deposit a replacement of a federal tax refund amount that was originally issued as a paper check and was lost or stolen. (Currently, taxpayers eligible to receive a replacement of a lost or stolen federal tax refund check are generally issued another paper check.)

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Latest Action

July 24, 2025

Read twice and referred to the Committee on Finance.

Sponsor

9 cosponsors

Key Dates

Introduced
July 24, 2025
Last Updated
July 24, 2025
Read Full Text on Congress.gov →
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