Federal Worker Mortgage Forbearance Act

# Federal Worker Mortgage Forbearance Act Summary **What the Bill Would Do:** The Federal Worker Mortgage Forbearance Act would allow federal government employees to temporarily pause or reduce their mortgage payments during financial hardship. "Forbearance" is a program that lets borrowers temporarily delay payments without penalty, which could help workers facing temporary income loss or unexpected expenses. **Who It Affects:** This bill specifically targets federal employees—people who work for the U.S. government in various agencies and departments.

It could potentially help thousands of workers avoid foreclosure during difficult financial periods. **Current Status:** As of now, the bill (S 3156) is in committee, meaning it has been introduced but hasn't yet been debated or voted on by the full Senate. The bill was sponsored by Senator Angela Alsobrooks (D-MD). No additional details about specific provisions or requirements are currently available in the public record.