Fraud Risk Assessment of Obamacare Subsidies Accountability Act

# Fraud Risk Assessment of Obamacare Subsidies Accountability Act Summary **What the Bill Would Do** This bill would require the Department of Health and Human Services (HHS) to conduct and publish a comprehensive assessment of fraud risks within the Affordable Care Act's (ACA) subsidy programs. Specifically, it would mandate that HHS identify vulnerabilities in how income verification and eligibility checks work for people receiving premium tax credits and cost-sharing reductions—financial assistance that helps lower-income individuals afford health insurance.

The bill would also require HHS to develop recommendations for reducing fraud risks. **Who It Affects** The bill would primarily affect people who receive ACA subsidies (an estimated 14+ million Americans), health insurance companies that participate in ACA marketplaces, and federal agencies responsible for administering these programs. Indirectly, it could impact taxpayers who fund these subsidies. **Current Status** The bill was introduced in the 119th Congress by Senator Chuck Grassley (R-IA) and remains in committee as of the last update, meaning it has not yet been voted on by the full Senate.