Freedom to Invest in Tomorrow’s Workforce Act

# Freedom to Invest in Tomorrow's Workforce Act Summary **What the bill would do:** This bill would expand 529 education savings plans—tax-advantaged accounts families use to save for college—to also cover vocational and professional certification programs. Currently, 529 plans primarily cover traditional college expenses like tuition and books. The bill would allow penalty-free withdrawals for industry-recognized credentials such as project management certificates, emergency medical technician certifications, welding supervisor credentials, and similar training programs. **Who it affects:** The bill would benefit families saving for education through 529 plans, students pursuing alternative career paths through certification programs rather than four-year degrees, and potentially employers seeking workers with specific technical skills.

It primarily affects working-class and middle-class families seeking non-traditional education routes. **Key provisions:** The bill specifies which programs qualify—those identified by states as training services, programs listed in the VA's WEAMS system, and other reputable credentialing organizations. Eligible expenses would include tuition, fees, test costs, books, and supplies for these programs. The bill essentially treats vocational credentials similarly to traditional college degrees under the tax code. **Current status:** The bill is currently in committee and has not yet been voted on by the full Senate.