REDI Act

# REDI Act Summary **What the Bill Does:** The REDI Act would allow medical and dental residents and interns to pause their student loan payments while they complete their training programs. During this deferment period, borrowers would not have to make monthly payments on their loans, though the bill's summary doesn't specify whether interest would continue to accrue during this time. **Who It Affects:** This bill specifically targets doctors and dentists in training—those completing internships and residency programs after medical or dental school. These are typically early-career healthcare professionals who are often working long hours in training positions that may pay less than established practitioners earn. **Current Status:** The bill (S 942) was introduced in the 119th Congress by Senator Jacky Rosen (D-Nevada) and is currently under review in committee.

It has not yet been voted on by the full Senate. The bill addresses the financial strain many medical and dental trainees face while completing required education, which can take several additional years after graduate school.